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MOT Insurance
At Blackshaws we are aware that many of our customers with cars that are more than 3 years old worry about unexpected costs that may arise when their car goes in for its annual MOT check.
However now there is a way we can help. If you take out a simple one off payment MOT Insurance for as little as £79 you can bring your car in for its MOT safe in the knowledge that in the event of a test failure on a covered component, you are protected against the cost of the repair or replacement.
To qualify for this cover the insurance has to be taken out at least 3 months before your MOT test is due and you can choose to protect your vehicle for either 1 or 2 tests. The maximum cover per test is £750.
| Vehicle Age/ Mileage | Number of tests covered | Price |
| Up to 5 years under 60,000 miles | 1 2 |
£79 £158 |
| 5 to 7 years under 80,000 miles | 1 2 |
£89 £178 |
| 7 to 10 years under 100,000 miles | 1 2 |
£115 £230 |
MOT Insurance covers the following components:
| Steering & Suspension | Braking System | Lighting Equipment | Fuel System |
| Manual/ power steering units | Wheel cylinders, callipers | Lamps | Fuel injection system |
| Suspension drag links | Wheel cylinders, callipers | Reflectors | Fuel ECU |
| Track rods/ ends | Discs/ drums | Indicators | Fuel pipes |
| Shock absorbers | Load compensator | Bulbs | Vehicle Structure |
| Road springs | ABS | Seat belts | Covered for corrosion |
| Wishbones | Brake pipes | Mountings | General |
| Swivel joint | Hoses | Belts | Windscreen wipers |
| Mountings | Cables | Buckles | Washer motors |
| Sub-frames | |||
| Wheel bearings | |||
| Covered for failure due to wear, seizure, leakage & insecurity | Covered for failure due to wear, leakage, seizure, splits/cracks, corrosion & adjustment | Covered for failure due to breakages, discolouration, misalignment, water ingress and corrosion | Covered for failure to meet MOT exhaust gas emission standards |
| Seat belts covered for failure due to wear, non function and insecurity | Up to £750 worth of cover |
If you are interested in finding out more about our MOT Insurance please contact us by email or phone or call into our dealership at Alnwick where our friendly staff will be pleased to help.
For all the key facts about MOT Insurance click here.
Blackshaws is an Appointed Representative of ITC Compliance Ltd who are Authorised and Regulated by the FSA.
